Saphumula Savings and Credit Co-operative Society

How to become a member

Elegibility to Join

Saphumula is a Co-operative Society for employees of SPTC, STVA, MTN Swaziland, Mvtel, SWADE, Women & Children Hospital, Maganu Production, RSTP, retired employees of the above listed organizations, other approved employers, Saphumula Staff, Members' Spouses and their Children. To become a member one need to fill in the membership application form and pay a joining fee of E300.00 and thereafter start saving with the SACCO.


Benefits of being a member

The SACCO provides a wide range of financial products and services in the form of Savings and Loans, which enhance personal growth for its members at competitive interest rates.


Membership and other forms available on below links;






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