Saphumula Savings Cooperative
Empowering Your Financial Future
At Saphumula Savings and Credit Cooperative Society, we believe in turning small steps into big dreams. Our wide range of savings and loan products are designed with you in mind — helping you build wealth, plan for life’s milestones, and stay financially secure.

Why Saphumula SACCO?
Whether you're saving for your child’s future, planning a big celebration, or preparing for the unexpected, Saphumula is your trusted partner every step of the way.
Savings Products
- Permanent Shares
- Ordinary Savings
- Maxi Plus
- Etsala Fund
- Health Care Fund
- Education Fund
- Asijabule Fund
- Imbewu Fund
- Burial Fund
- Inyango
Loan Products
- Long-Term Loan
- Emergency Loan
- Education Loan
- Development Loan
- Instant Loan
- Short-Term Loan
- Personal Loan