Saphumula Savings and Credit Co-operative Society

Membership Shares

This is a mandatory requirement where members subscribe a minimum of E 4,100.00 that entitles a member to a shareholding in the Co-operative and it relates to the rights of the member to be involved in the decision making of the SACCO. The amount can be paid as a lump sum or in affordable instalments of not less than E 100.00 per month (subject to change from time to time). A dividend of 4% per annum is paid on this investment and the amount is ploughed back to the ordinary savings account of the member.

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